Her husband accumulated the debt of the credit card on behalf of their children and wanted her to absolute. Dave Ramsey said: “Your husband is foam”

A woman from Texas recently called on “The Ramsey Show” with a shocking story about her ex-husband soon. She said he had secretly opened credit cards using the identity of their children, set up a major debt, then emptied his retirement account to reimburse him. Now he asked him to sign legal documents which absolve him with any reprehensible act.

“No good. Do not perform ”, expert in personal finance Dave Ramsey said categorically. Then he added: “Your husband is foam. Anyone who would bush his own children is foam. ”

He described the situation as “criminal fraud” and said it was a case of identity theft manual. “Your husband is a criminal. Oh, and who stolen? Her children. What an idiot. “

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Ramsey was clear about how to respond to the documents that the husband wanted to sign: “No, I do not report any paperwork, except the paperwork that puts him in prison. It is the paperwork that we point out on him.”

The appellant, Alexandria, said that her husband continued to emphasize that it was not possible to publish credit reports for their children. But Ramsey immediately hit that. “Yes, you can,” he said. “You can draw children’s credit reports and you can freeze them. We know it because we did it when Rachel was a minor. ”

Co-host Rachel Cruze Save that, saying that it is not only possible but important. “You do it to protect them from identity theft just in general with the Internet and scams,” she said.

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Ramsey said that their children’s credit freezing is the best way to avoid more fraud. “If they really check the credit before issuing the credit card, they do not emit it if it is frozen next time, he tries to do it. Because there will be next time. This guy is a serious crook.”

Ramsey also told Alexandria not to trust what her husband said in the future. “Everything that guys says is not true. If his mouth moves, he lies. He is a guy who would steal the identity of his own children for his own personal advantage. ”

He strongly advised him to withdraw credit reports immediately to see real damage and report crime to the police. “I would put a criminal [report] On him, “said Ramsey.” I would have the police – I installed him and say: “Hey, someone stole the identity of my child”. Oh, it was him. Absolutely.”