Carnival shows robust performance, but it still has a big debt.
Lululemon addresses its problems in the United States and is phenomenal in China.
The capabilities of Pagaya Technologies AI aim to change the loan space.
10 actions that we love better than Carnival Corp. ›
A market action can be an excellent opportunity if you subscribe to the value approach of the investment. If a share is negotiated at a cheap price, but the company has solid commercial fundamentals and solid market opportunities, its stock market price should increase over time.
You must always be wary of a value trap, where a low price indicates market pessimism for a good reason. But the purchase of incredible stocks at low prices is one of the best investment methods.
Consider how the billionaire investor Warren Buffett returns to great values, such as his recent purchase of health care giant in difficulty United Group. It can take a while to see the fruits of your investment with this kind of stories, but a large investment almost always requires a good dose of patience.
If you are looking for great good deals today and you have $ 500 available to invest, plan Carnival(NYSE: CCL)(NYSE: Cuk),, Lululemon Athletica(Nasdaq: Lulu)And Pagaya technologies(Nasdaq: PGY).
Image source: Getty Images.
Carnival was a reliable stock beating on the market for years before the pandemic, and it has made an almost complete recovery of cruise closings. In some respects, the stock is even better than before, because it had plunged so low – it is up 190% in the past three years. However, it is still 57% reduction on its peaks of all time, despite its main performance, due to the part of its recovery which is not complete: its debt.
Why should investors try a chance? Several factors converge at this moment which make carnival resemble an opportunity rather than a value trap. The first is how strong demand is. People want to make cruises and demand remains at historical heights. This talks about the solid brand and product of the company. Cruises are not a fashion or a trend, and cruise enthusiasts pay the high dollar to live this luxury.
Carnival has been the leader of the industry for a long time, and he draws consumer engagement, both new and regular customers. He invests in new ships and destinations to stay fresh and generate higher sales.
Then it is a question of managing the debt. The company continues to compete and refinance at better rates, which saves millions of payments of interest. Finally, interest rates drop, which makes debt reimbursement even easier.
However, debt prevents the market from fully adopting carnival actions, and it is negotiated at a price / sales ratio of 1.6 and a P / E ratio in 14. It is cheap enough to buy, if you have a long -standing horizon and a little appetite for risk.
Lululemon has reached the status of being one of the most sought after brands in sportswear and athletics, having had an improbable increase to challenge the best names in industry. However, a combination of faux pas, competition and a difficult economy has weighed on its performance and its stock market course. The Lululemon stock is down 51% in the past three years.
Its performance was slow, but the stock seems to be at this price. Here is what happened during its second quarter of the 2025 financial year (ended on August 3): sales increased by 7% from one year to the next, with an increase of 1% of the Americas and a 22% increase in the international. Comparable sales increased by only 1%, with a 4% decrease in Americas and an increase of 15% in the international. China was an incredible growth engine, up 25% during the quarter.
The gross margin, the exploitation margin and the profit by action were all slightly down compared to last year, but they were still strong. It is understandable that this report has still disappointed the market. Management explained that the prices were responsible for some of the sheets in American activities, and the pressure economy is added.
However, he believes that Lululemon has relied on basic deductibles for too long and has not been sensitive to new trends or their conduct. Management claims that customers enter some of its new products while it moves to update its offers and undertake more product launches.
At the current price, the Lululemon shares are negotiated with a term P / E ratio and 1 year of only 12 and a price / sales ratio of 1.8. Lululemon is always a favorite of fans, and it is likely to recover and reward shareholders over time.
Pagaya shares have increased by 220% in the past year, but it is still negotiated at a negotiation price of 13 times in front, a profit of one year and 2.8 times the 12 -month follow -up sales. This is probably the most risky stock on this list, but there are reasons to have confidence in your future.
He uses what he calls an artificial intelligence loan network (AI), using AI and automatic learning to approve more loans, then selling loans to institutional lenders as titles backed by assets (ABS).
Pagaya has partners on both sides of the agreement, working with companies like Visa And Clear For high -tech subscription prowess and concretize the offers to have initial funding to buy loans like ABS provisions. He has just announced his latest agreement, for $ 600 million in funding, bringing the total from 2025 to 4 billion dollars.
The results were stellar and Pagaya recently became profitable. In the second quarter of 2025, income increased by 30% from one year to the next and the volume of the network increased by 14%. Net profit was $ 17 million, up $ 91 million compared to last year.
He continues to bring new high-level partners to the platform all the time, including US Bank, the country’s largest bank in assets, and it is in discussion with 80% of the 25 best American banks. Its plan is to add two to four high level names each year to its 31 current partners.
Young people in Pagaya and exposure to interest rates add risks to the investment thesis, but over time, it should continue to climb and reward investors.
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Jennifer Saibil has no position in the actions mentioned. The Motley Fool has positions and recommends Lululemon Athletica Inc. and Visa. The Motley Fool recommends Carnival Corp., Pagaya Technologies and Unitedhealth Group. The Motley Fool has a policy of disclosure.
3 The cheap stocks to buy with $ 500 at the moment have been initially published by the Motley Fool
